#TipTuesday When it comes to yard maintenance, people tend to overapply fertilizer to shady areas because the grass is struggling. But that just kills it faster! A lawn in full sun vs. a shaded lawn have different water & fertilizer needs Grass in the shady areas need less water & fertilizer because there is less evaporation and less sun. When spreading your fertilizer, shift the controls on the spreader so you’re spreading at least half the amount when in the shady areas.

Office Assistant LCM Insurance Agency is seeking an Office Assistant with the ability to multi-task while providing support is essential to this position. Ideally, but not necessary, the candidate for this position would have a background in insurance and/or P&C licensed OR interested in pursuing a license. Duties and Responsibilities Completing assigned daily tasks, ensuring that deadlines are met, and work is completed correctly. Respond to questions and requests for information Answer incoming calls and assume other duties when needed Filing, scanning, faxing, photocopying, typing letters, typical office duties Scheduling appointments Run work-related errands Qualifications and Skills Proficient computer and internet skills Excellent organizational skills Detail oriented and works well…

In honor of Independence Day our office will be closed tomorrow, July 3rd. We will we open on Monday with regular office hours. We hope that everyone has a safe holiday weekend! Let’s celebrate freedom!

If part of your Independence Day celebration includes fireworks, it’s important to be educated on firework safety. Roughly 10,00 people are injured annually from fireworks, with a high rate of those injuries being on children. Even sparklers, which seem pretty harmless, reach 1800 degrees Fahrenheit! This temperature is hot enough to melt gold! Here are some tips to help out:  Light fireworks outdoors in a clear area Always keep a bucket of water nearby NEVER try to relight or handle fireworks that don’t light (“duds”) Do not allow younger children to play with or light fireworks As soon as a firework is lit, immediately get away from the launch area…

Thinking about landscaping your yard this summer? Don’t know where to start? Check out these tips! ?Make a wish list- separate “wants” & must haves” to help prioritize ?Stick to your budget – figure out what is comfortable for you and prioritize in order to stay within budget ?Consider your lifestyle – Many plants require lots of maintenance like watering and weeding, do you have time for that? ?Study your yard – note where there is lots of sun, shade, high wind areas and plan where you want to place things accordingly ?Have a game plan – if you are doing the project yourself decide what comes first and complete…

Does your fence need some sprucing up? Make the most of warmer, sunnier weather and take care of routine fence maintenance. Check out these tips. ?Clean: Many fences can be washed with your garden hose. It’s also a good idea to clean your fence by hand with a rag and a mild detergent solution. For tough stains, you may need to use a toothbrush or sponge. ?Inspect: Identify areas that will need special care. Be on the lookout for crooked fence posts, rusted iron, or warping wood. ?Repair: If you do find some damages repair what you can, and consider calling a fencing professional for areas of large concern. ?Remove…

Protect exposed tree roots by mulching around the root area. A 2 – 4 inch layer of mulch protects the roots and creates a good growing environment. It’s common to plant grass all the way up against the tree trunk, but when that happens the grass and tree compete for water and nutrients. A mulch layer creates an optimal healthy growing environment for the tree!

Meet our Lincoln County Farmers Mutual Insurance Company Scholarship Recipients Amanda Finnerty Finnerty (pictured to the left) recently graduated from Homeschool and will be continuing her education at Hannibal LaGrange University. Finnerty will be pursuing Graphic Design with a Minor in Business Administrations. She hopes to start her own business and work for smaller, non profit organizations. Hailey King King (pictured to the right) recently graduated from Elsberry High School. This fall, she plans to attend Culver Stockton College to study Nursing. Hailey dreams of becoming a Neonatal Nurse so that she can continue to pursue her passion of helping others.   Congratulations  to both recipients and good luck in…

Looking for something to do with your children during the stay at home order? Check this out!

Message regarding Coronavirus (COVID-19)and Office Operations: Beginning Monday, March 23, our office will no longer allow walk in customers. The health of our employees and customers is of the upmost importance to us, and for that reason we ask that you utilize our website, mail drop box or call to conduct business. We appreciate your understanding as we all work together during this difficult time. If you have any questions please call our office at: 636-528-8242. Information and updates can be found at the following places: • https://lcfmins.com/ • https://lcfmins.com/blog/ • https://www.facebook.com/LCFMins/ • https://twitter.com/CountyCompany Thank you, Lincoln County Farmers Mutual Insurance Company