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Don’t risk your coverage with snail mail! You can now pay your premiums through the convenience of technology anytime!
We accept Visa, Mastercard, and Discover. It’s important for you to know there is no grace period and your policy will cancel if your premium is not paid by business hours on the date due. If payment is returned for any reason, your coverage will be declared void.
Payment plans offered: We offer four payment options. Annual, Semi-Annual, Quarterly, and Monthly. If you choose the monthly installment plan this will require you to sign up for recurring automatic payments from your checking or savings account. A form will be available upon choosing this option.
Premium adjustments resulting from policy changes will be due within 10 days of the effective date.
If a policy is canceled, any unearned premium will be applied against unpaid balance.
If no unpaid balance is due, unearned premium will be refunded.
If a payment is not received by the due date, a Cancellation Notice for non-payment is issued.
To reinstate your policy will require premium to be paid with a $50 reinstatement fee. Reinstatement is at the discretion of Company approval.
If your policy has lapsed for 30 days or longer, you may request to rewrite your policy. A rewrite will require premium to be paid with a $75 rewrite fee.
Non-sufficient fund (NSF) checks will result in voiding all policy coverage and a $25 fee. Reinstatement is upon Company approval.
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If you receive an error or have issues with online payments, please contact Lincoln County Farmers Mutual before attempting to reload.