Protect your belongings with affordable renter’s insurance for your belongings and liability.
Small enough to know you but strong enough to serve you.
Lincoln County Farmers Mutual Insurance
Insurance Rooted in Community and Care
Lincoln County Farmers Mutual has made it our mission since 1900 to provide personal and dependable service to our policyholders with quality products at a competitive price. We are committed to protecting your family, home and property with confidence and security wherever life takes you!
Comprehensive Coverage Options
Protect your home, property, and livelihood with dependable insurance solutions.
Independent Agents, Personal Service
Expert advice and neighborly support from carefully chosen local partners.
Get a Free
Quote Today
Quote Today
Fast, friendly, and local - visit us in Troy or call to get started.
What ever your insurance needs, they have you covered.
- Jennifer G.
About Us
Missouri’s Trusted Insurance Partner Since 1900
Lincoln County Farmers Mutual has proudly served Missouri for over 120 years with reliable, policyholder-owned insurance. Founded by local farmers, we offer personalized property and casualty coverage through trusted independent agents. Our deep local roots and commitment to service mean you’re more than a policy, you’re part of our community.
Our Products
Protecting What Matters Most
With Trusted Local Coverage
Protecting What Matters Most With Trusted Local Coverage
Home
Protecting homes under 40 years old, including structures, belongings, loss of use, and liability.
Farm
From barns to combines, tools to grain – we offer flexible coverage to protect every part of your farm.
Seasonal
Protect your getaway with coverage for theft, storms, vandalism, and liability.
Renters
Mobile
Get reliable protection for your mobile home and belongings with simple, dependable coverage options.
Recreational
Enjoy Missouri living with coverage for valuables like boats, ATVs, jewelry, and more.
Blanket
Flexible blanket coverage for Missouri farms protects machinery, tools, and property through changing seasons.
Riders
Enhance your policy with riders for water backup, earthquakes, cyber threats, and equipment breakdown.
Free Quote
We’re happy to help – request a no-obligation quote today! Available to Missouri residents only.
Get a Quote
Secure Your Future With Us
FAQs
Frequently Asked Questions
Have questions about coverage, quotes, or claims? We’ve got answers. Browse our most common questions to get the information you need.