Our Products


Built like a “Happy Meal” it covers all bases in one package! It offers protection for an owner occupied home less than 40 years old, related private structures (garage, garden shed, etc), personal property, loss of use, and personal liability. Underwriting Guidelines apply.


Farmers? Not to worry, we offer coverage to protect ALL your needs. Ask your agent how we can protect your home and farm without hassle. We offer scheduled /blanket coverage's for :

  • Barns, machine sheds, grain bins & silos
  • Tractors, Combines, and Attachments, Etc.…
  • Tools & Equipment
  •  Grain, Hay, and more


It’s YOUR business. Let us help you Take Care of Business!   Target Industries:

  • Master Trades (Contractors)

Heating & AC

  • Auto Service and Repair
  • Barber and Beauty Shops
  • Convenience Stores
  • Florists
  • Funeral Homes
  • House of Worship
  • Mini-Storage Warehouses
  • Multi-Family Residential
  • Photographers and Videographers
  • Restaurant and Pizzerias
  • Veterinarians

Other areas:

  • Apartment Buildings (less than 25 yrs old)
  • Home Improvement Stores
  • Printers
  • Optical or Hearing Aid Stores
  • Antique Malls or Stores
  • Grocery Stores, Offices, and Retail Stores

We have property (buildings) coverage, business personal property, equipment breakdown, business income, and liability coverages.  Workers Compensation needs?   We also have access to unique coverage needs such as: liability for auctions, hayrides, sports leagues, holiday events, etc…

For more information contact LCM Insurance Agency: https://lcminsuranceagency.com/products/


Grinnell Mutual BMI, and Progressive offer competitive programs that will fit your needs from basic liability to full-coverage.

Coverage available for:

Personal Auto vehicles
Farm vehicles and trailers
Motorcycles & any misc. equipment
ATV & any misc. equipment
Golf Carts & any misc. equipment
Camping trailers
Horse trailers
Boats with motor and trailer
And more…

There are many options and discounts available to enhance your policy to tailor fit your insurance needs such as:

Multi-Policy discount
Multi-Vehicle discount
Safety Feature discounts
GAP coverage
Full Glass coverage
Labor/ Towing
Increased Rental Car Expenses
Customized Equipment coverage
And more…

For more information about auto insurance please visit the agency website: https://lcminsuranceagency.com/products/


Grinnell Mutual offers umbrella options designed to fill gaps in coverage when the limits of your regular policy are exhausted. The umbrella policy will protect your bank account, farm, home, and other personal property.

Types of umbrellas available:

Farm- Additional liability coverage for your farm exposure
Personal- Additional liability coverage for your personal exposure
Commercial- Additional liability coverage for your business operations

To contact an agent regarding Umbrella insurance please visit this link: https://lcminsuranceagency.com/agents/